Easy Mortgage Calculator
How to Get More Competitive Home Loans – Use a Mortgage Broker. Get Your Mortgage Estimates Now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Compare Our Mortgage Broker Competitive Rates – 80+ Lenders
Securing the most competitive interest rate is the major objective for property buyers requiring finance. But the property lending market in Australia is extensive and rates and lending products vary with different lenders. We assist buyers to quickly and easily cover off on a large selection of lenders with our more than 80 lender accreditations.
Our brokers identify the lender and the loan product that is a best match with the borrower’s profile and requirements. We negotiate with lenders to ensure the most competitive rate is secured. To compare how competitive our rates are with other lenders, use our home loan calculator. Calculate repayment estimates based on the price of the property you are buying, or the amount required for the loan.
Change the rate to quickly compare estimates from different lenders. Rates are offered based on individual application assessments. Request a quote for your best rate.
Save time in finding the best home loan rate to specifically meet your requirements with our home loan brokers. We assist buyers to successfully navigate the property finance market to secure the most affordable loan. Connect with our brokers, and our 80+ lenders, online or by phone. Be confident that you have highly experienced finance professionals to handle your requirements for what could be one of the biggest decisions of your life. Book a home loan consultation today.
- Secure competitive rates from 80+ lenders.
- Compare rates with our easy-to-use calculator.
- Personal service, individually sourced home loans.
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Realise significant advantages, get that competitive edge by securing your property finance through our home loan brokers. We deliver competitiveness from multiple angles: – best rates from 80+ lenders; a comprehensive selection of the most competitive lending products; support for buyers with property finance expertise and advice; streamlined processes to simplify applications; fast loan approvals; and saving property buyers valuable time in securing individually tailored finance.
Engage with our brokers directly for the guidance, tools, personal service and affordable finance to move confidently forward with your property purchase.
Realise the Advantages of Using a Mortgage Broker
A key benefit of using home loan brokers is the accessibility provided to the property lending market. Buyers that attempt to source as many quotes as possible from as many lenders as possible, face not only a lot of time and an overwhelming task, but also the risk of impacting their credit score. Our brokers handle the task efficiently with our in-depth market knowledge, extensive lender connections, and the latest technology systems. Rates vary and by covering more lenders, borrowers increase their opportunities to be offered their best interest rate loan through our brokers.
Using our services provides all types of property buyers with a comprehensive selection of lending products and options. We handle both owner-occupier and investor loans, first home buyer loans and refinancing of existing properties. Our portfolio extends to cost-effective construction loans for major renovations, new builds, and house and land packages. Loans are available with standard 20% and low deposits, for all types of properties, Australia-wide. Request a quote and take an important step towards your property purchase.
We provide a simplified application process to streamline the entire procedure of securing property finance. Applications can be easily uploaded with our online systems or submitted by phone. One of our brokers will be personally handling your application from initial enquiry right through to the settlement stage. We work in your best interests and respond promptly to enquiries and efficiently process applications for fast approvals. Apply now by uploading your details.
Whether the first, the next or an investment, purchasing property with finance is a major move for most Australians. It is natural that many may feel anxious about the big decisions to be made. Using our services provides buyers with expertise from professionals with extensive experience in the property market. We source the most suitable lending options, advise on the details and guide buyers to the most suitable loan for their needs. Our services are available to all types of buyers across Australia, including the most remote locations. Experience the support of our expertise on your property purchase journey, book a home loan consultation today.
An important part of our service offering is providing property buyers with easy-to-use, online tools. Our home loan calculator is easily accessible and requires no special knowledge of the property finance market. Use the calculator to quickly generate estimated repayments based on property prices to make comparisons, assess affordability, compare lenders, and prepare your preferences for fixed and variable rates and loan terms. Get your quick estimates now.
Connect with More Lenders, More Competitive Rates
A key benefit of using home loan brokers is the accessibility provided to the property lending market. Buyers that attempt to source as many quotes as possible from as many lenders as possible, face not only a lot of time and an overwhelming task, but also the risk of impacting their credit score. Our brokers handle the task efficiently with our in-depth market knowledge, extensive lender connections, and the latest technology systems. Rates vary and by covering more lenders, borrowers increase their opportunities to be offered their best interest rate loan through our brokers.
Access Comprehensive Selection of Lending Products
Using our services provides all types of property buyers with a comprehensive selection of lending products and options. We handle both owner-occupier and investor loans, first home buyer loans and refinancing of existing properties. Our portfolio extends to cost-effective construction loans for major renovations, new builds, and house and land packages. Loans are available with standard 20% and low deposits, for all types of properties, Australia-wide. Request a quote and take an important step towards your property purchase.
Simplified Application Processes and Procedures
We provide a simplified application process to streamline the entire procedure of securing property finance. Applications can be easily uploaded with our online systems or submitted by phone. One of our brokers will be personally handling your application from initial enquiry right through to the settlement stage. We work in your best interests and respond promptly to enquiries and efficiently process applications for fast approvals. Apply now by uploading your details.
Personal Service, Professional Guidance, Expertise & Advice
Whether the first, the next or an investment, purchasing property with finance is a major move for most Australians. It is natural that many may feel anxious about the big decisions to be made. Using our services provides buyers with expertise from professionals with extensive experience in the property market. We source the most suitable lending options, advise on the details and guide buyers to the most suitable loan for their needs. Our services are available to all types of buyers across Australia, including the most remote locations. Experience the support of our expertise on your property purchase journey, book a home loan consultation today.
Convenient Online Home Loan Calculator Tool
An important part of our service offering is providing property buyers with easy-to-use, online tools. Our home loan calculator is easily accessible and requires no special knowledge of the property finance market. Use the calculator to quickly generate estimated repayments based on property prices to make comparisons, assess affordability, compare lenders, and prepare your preferences for fixed and variable rates and loan terms. Get your quick estimates now.
Secure Your Home Loan Faster, Easier with Our Mortgage Broker Service
- Save time securing the best rates, most suitable loans.
- Enjoy support and guidance from experienced brokers.
- Access loans for all types of properties, renovations.
- Generate quick estimates with online calculators.
- Get personalised, prompt attention to your requirements.
Use Our Mortgage Broker Calculator to Quickly Estimate Your Loan
Browsing properties for sale and wondering what the prices mean in terms of loan repayments? Wondering how far your budget will go to buy your own home? Want to compare fixed and variable rates for a specific property? Looking to assess ROI for an investment property? Get the answers you’re searching for quickly and easily using our home loan calculator.
The calculator is available online, is free to use and is provided with absolutely no obligation to proceed with us if you so choose. No special maths, finance or other knowledge is required. Simply type in the amount you would like for your loan or use the prices of properties. Enter the interest rate we are currently offering for the loan product that suits your purchase and the term available for that rate. Automatically, the device computes the monthly repayment estimate.
Narrow down your property search to only those you can afford. Get important figures to prepare renovation and building budgets. Evaluate investments based on finance expenses. To follow-up on the estimates and obtain your specific repayments, request a quick quote.
- User-friendly home loan calculator.
- Estimate repayments on all properties, all loans.
- Generate valuable data in seconds.
Connect with an Expert Mortgage Broker Online, by Phone, Australia-wide
For the personal, expert attention that your home loan deserves, connect with us for a home loan consultation. We provide convenient online and phone connections and Australia-wide services for all property buyers. Our brokers are highly experienced in delivering the most competitive loans for straightforward and more complex property transactions.
Book a consultation to discuss your purchase, your loan preferences and the objectives you are seeking to achieve with your finance. Connect with us now!
Most Frequently Asked Questions About Mortgages
What is the difference between a mortgage broker and a bank?
Home loan brokers are very different from banks. They do not lend their own funds. They source loans on behalf of customers from banks and other lenders. Brokers have accreditations with banks which authorises them to source loans through them for their customers. Brokers can have accreditations with many banks and lenders to offer a large loan product choice. A bank only offers customers their selection of loans.
How will a mortgage broker get me a better home loan interest rate?
Brokers have access to many banks and other lenders to find the most competitive interest rate loan to suit individual borrowers. Brokers have connections and systems to quickly cover off on many options, much faster and more extensively than borrowers would be able to do themselves.
What are the criteria to be able to use a mortgage broker?
Some brokers may specialise in certain types of property financing and loans while others will provide a broad-based service for all types of loans. Essentially there are no specific requirements to be eligible to use brokers. All property buyers requiring finance can use their services.
Do mortgage brokers arrange loans for renovations?
Major property renovations may be financed with Construction Loans and smaller works and general house improvements with personal loans. Homeowners requiring a loan for renovations should check that the brokers they are considering offer the appropriate type of finance products.
Do I need to get a referral to use a mortgage broker?
No. A referral is not required to use home loan brokers. Property buyers requiring finance can directly contact brokers for a consultation, to request quotes, and to apply for a home loan.
Do I need to engage a home loan broker close to where I’m buying?
Buyers requiring a home loan do not need to engage brokers that are in the vicinity of their home or in the vicinity of the property being purchased. Brokers typically provide services online and by phone, with many offering Australia-wide services.
Can I get a home loan with less than 20% deposit?
Subject to specifics of the individual application, some home buyers can be approved for low deposit finance with a deposit less than 20%. Low deposit loans include Lender Mortgage Insurance which is a policy taken out by the lender to mitigate the risk associated with low deposit financing. The cost of the policy is borne by the borrower.
How is a variable rate loan different from a fixed rate home loan?
A variable interest rate home loan is subject to change when the lender makes changes to their home loan rates. These changes typically occur when the RBA increases or cuts the cash rate. When a variable home loan rate is changed, the monthly repayment changes. A fixed rate is offered for a set number of years – the term. Over that term, the rate and the repayment do not change. At the end of the fixed rate term, the loan is renegotiated or refinanced for a further term.
Can I get home loan estimates before requesting a quote?
Yes. Property buyers can use an online home loan calculator to get repayment estimates on the finance. These devices are provided by banks, brokers and lenders on their websites.
If I use a lender’s online calculator, do I have to apply with them for my loan?
Typically, online home loan calculators are provided without a cost to the user and with no obligation. Borrowers can use the calculators without the obligation to apply for a loan with that credit provider or broker.
Let Yes Home Loans simplify the process by taking care of the complicated steps for you
